 
| Most Common | Most Costly | ||
|---|---|---|---|
| Burglary & Theft | 20% | Reputational Harm | $50,000 | 
| Water & Freezing Damage | 15% | Vehicle Accident | $45,000 | 
| Wind & Hail Damage | 15% | Fire | $35,000 | 
| Fire | 10% | Product Liability | $35,000 | 
| Customer Slip & Fall | 10% | Customer Injury or Damage | $30,000 | 
| Customer Injury or Damage | <5% | Wind & Hail Damage | $26,000 | 
| Product Liability | <5% | Customer Slip & Fall | $20,000 | 
| Struck by Object | <5% | Water & Freezing Damage | $17,000 | 
| Reputational Harm | <5% | Struck by Object | $10,000 | 
| Vehicle Accident | <5% | Burglary & Theft | $8,000 | 
| Average Cost | Avg $ Cost | % of Risk | 
|---|---|---|
| Burglary & Theft | $8,000 | 20% | 
| Wind & Hail Damage | $26,000 | 15% | 
| Water & Freezing Damage | $17,000 | 15% | 
| Fire | $35,000 | 10% | 
| Customer Slip & Fall | $20,000 | 10% | 
| Reputational Harm | $50,000 | <5% | 
| Vehicle Accident | $45,000 | <5% | 
| Product Liability | $35,000 | <5% | 
| Customer Injury or Damage | $30,000 | <5% | 
| Struck by Object | $10,000 | <5% | 
