The Business Owners Policy (BOP) is an insurance package that provides essential coverage for the small business owner. This package of insurance coverages includes property protection and liability protection as well as business interruption and legal protection should you be sued for poor business practices by an employee or client. This broad protection policy combines coverage for most property and liability insurance risks, and includes a few additional coverages that will benefit most small businesses. By purchasing a BOP bundled policy, you should save on costs as well. BOP policies are a great way for you to assure that you have the protections you need without gaps in coverage or the expense of separate commercial insurance policies. BOP coverage is best suited for small business owners who do not have a need for a customized Property or Liability policy.