Business Interruption Insurance is an additional insurance coverage that replaces lost business income as a result of an event that interrupts the operations of the business, such as a civil action, fire or a natural disaster. The loss or damage must be caused by or result from a covered cause of loss. Business interruption insurance is not sold as a separate policy, but is either added as an endorsement to the insured’s Property and Casualty policy or included in a Comprehensive Package policy. This insurance would reimburse you for wages, taxes, rents, and net profits that would have been earned and extra expenses incurred during the interruption period.